Worth checking:

  • PC on 2.4 GHz while phone uses 5 GHz; try a 5 GHz SSID.
  • Outdated NIC drivers or power-saving modes throttling throughput.
  • Ethernet cable damage or 100 Mbps negotiation instead of 1 Gbps.
  • VPNs, filters, or security suites intercepting traffic.
  • Browser extensions or background sync saturating bandwidth.

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What it might be (likely causes)